SIP Calculator
Systematic Investment Plan Calculator - Calculate your mutual fund returns
Total Value
₹11.62 Lakh
Invested Amount
₹6.00 Lakh
Est. Returns
₹5.62 Lakh
How does SIP Calculator work?
A SIP calculator uses the compound interest formula to project the future value of your systematic investments. It takes into account your monthly investment amount, the expected rate of return, and the investment duration.
Formula: FV = P × ({[1 + i]^n – 1} / i) × (1 + i)
Where: FV = Future Value, P = Monthly Investment, n = Total months, i = Periodic rate of interest
Frequently Asked Questions
What is a good SIP amount to start with?
You can start with as low as ₹500 per month. The key is consistency. A small amount invested regularly over a long period can create significant wealth due to compounding.
Are SIP returns taxable?
Yes, returns are subject to capital gains tax. Long Term Capital Gains (LTCG) above ₹1 Lakh in a financial year are taxed at 10% without indexation. Short Term Capital Gains (STCG) are taxed at 15%.
Important Disclaimer
The calculations provided by this tool are for illustrative purposes only and do not constitute financial advice. Mutual fund investments are subject to market risks. Actual returns may vary significantly from projections. Please consult a qualified financial advisor before making investment decisions.